“You are not the contents of your wallet.”

This week, I sat down and looked at my financial situation. I had been putting off doing this for a while, because I have been merrily drifting along pretending that things like race entry fees and gigs and holidays come from a mythical, never-emptying bank account that is completely separate from the one I use for everyday things.Also pretending that I don’t need to use savings for this stuff. Also putting ‘small’ purchases on my credit card and letting them build up where I used to completely pay it off at the end of the month without fail. I’ve gone from being financially self-aware to being the sort of person that has her debit card details memorised so that I don’t even have to pull it out of my purse when I want to buy something online. This is bad. Continue reading ““You are not the contents of your wallet.””